Mutual funds are a popular way to invest in the US market, available both for self-directed investors through online platforms and via banks. They offer portfolio diversification, professional management, and can be tailored to individual goals. Investing in Mutual Funds on the US Market
What Are Mutual Funds?
Mutual funds are a form of collective investing where funds from many investors are pooled together and managed by professionals across various financial markets. In the US, there are many types of mutual funds, ranging from equity funds, bond funds, to index funds (ETFs). Their goal is to grow capital while managing different levels of risk.
Advantages of Investing in Funds on Your Own
Investing in mutual funds on your own gives you significant freedom—you choose the fund, decide the amount to invest, and determine the investment duration. This allows you to tailor investments precisely to your goals and risk tolerance. Additionally, self-directed investing often comes with lower fees compared to investing through intermediaries. Many online platforms provide easy access to funds and tools for analysis.
Buying Funds Through a Bank – How Does It Work?
An alternative to self-directed investing is purchasing mutual funds through a bank. Many banks offer clients access to a wide range of mutual funds, often coupled with investment advisory services. This solution is convenient for those who prefer to delegate some decisions to experts and value personal support. However, investing through a bank may involve higher fees and commissions, which should be considered when planning your investment.
How to Start Investing in Mutual Funds in the US?
To start investing in mutual funds on your own, you need to open an account on an investment platform or with a broker that provides access to US funds. If investing through a bank, visit a branch or contact a bank advisor who can assist you in choosing suitable options. In both cases, it is important to understand the fund’s characteristics, fees, and risks.
Where to Find Live Quotes and Market Data
To stay current with the latest index prices and detailed market information, use these trusted financial websites:
- Yahoo Finance – US Indexes
Offers comprehensive charts and real-time updates on Dow Jones, S&P 500, Nasdaq, and more. - MarketWatch – Market Summary
Provides a quick snapshot of main US indexes along with related news. - Investing.com – USA Indices
Delivers detailed data, analysis, and interactive charts for major US stock market indexes.

Related Articles to Expand Your Investment Knowledge
For those interested in broadening their understanding of investing and savings, here are two insightful articles:
- How Much Can You Earn with Bank CDs?
Learn about potential returns from bank certificates of deposit (CDs) and how they fit into your investment strategy. - Let Savings Work for You
Discover practical tips on how to make your savings grow by choosing the right financial instruments.
Summary – Investing in Mutual Funds on the US Market
Investing in mutual funds on the US market is an effective way to build capital with the help of professional management and diversification. You can do it yourself using online platforms or through a bank where you receive additional advisory support. The choice depends on your personal preferences, level of knowledge, and investment expectations. The key is to approach investing consciously and monitor your portfolio regularly.